This handmade card uses Stampin' Up!'s exclusive rub-ons!  I wasn't sure what to think of them at first, but after using them ONE TIME I fell in love with it!  How simple it was to use, yet it produced this BEAUTIFUL card!  I will definitely be buying more of them!   They come in a package with both black and white images!  And they have designs that are the same images as the stamp sets!  This on is called Eastern Elegance.  I used Not quite Navy for the main part of the card, black for the middle cardstock and Bliss Blue for the top layer.  I also used our black ribbon and the antique brass HodgePodge hardware (which I also love to use).  The only thing that I didn't do (which surprises me) is use glitter!  :-O  But, it didn't need it, and my motto is "Less is More".  This is a perfect example!
I am thinking of doing a class (if there is enough interest) where you would pre-purchase the rub on's and then during the class we would make two cards using it.  I haven't worked out the cost yet.  
I am excited to use these rub-on's when I do a scrapbook page.  I'll post it when I get it done.  
Monday is my class at the Kernersville Library (senior Center downstairs) if you are interested in coming I would love to see you!  We are going to make some really cute Valentine 3 D gifts.  I am supplying the paper.  If you would like to come just bring some small goodies to put inside the gift and some white or red ribbon (thin).  Hope to see you there!